ABOUT US

As a wholly owned subsidiary of The Bank of Nova Scotia, we provide fast-growing or leveraged mid-market companies with working capital and term loans that meet the unique characteristics of the industry and business. As an alternative to traditional operating lines of credit that rely on balance sheet strength, our lending structure is based on a percentage of receivables, inventory and appraised asset values.

Our Asset Finance team provides companies with:

• Committed revolving lines of credit and term loans from $7.5 million and up
• Higher advance rates than loans offered through traditional bank lending
• Limited or no leverage covenant
• The ability to fully underwrite and syndicate larger transactions
• Timely and reliable execution

We have significant commercial experience in lending to the following industries:

Available only from the Roynat Group of Companies: the benefits of asset based
lending combined with access to patient capital solutions and leasing services.